I started using a spreadsheet this month to balance our house budget. In addition to that we always use mint.com to monitor our day-to-day spending. In my experience, you need both. The Excel sheet gives you an overall idea if you are living beyond your means. Surprisingly, my Excel sheet is showing me that we will have some extra money this month that I will use to pay off some debt. It is very easy to find an spreadsheet on the web. I just did some google search and I found one that I have already customized for our house. So far, I’m happy with the result and I encourage everyone to use both.
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